Rent-to-own a brand-new device, paid monthly from your salary.
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HOW
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How Buffalo Mobile works

Get a device today and pay it off in small monthly amounts from your salary. Rent it for a fixed term and own it at the end.

1

Choose your device

Browse the latest smartphones, tablets and laptops and see the exact monthly amount upfront.

2

Apply with your details

Tell us where you work. No credit check, approval is based on your employment and salary.

3

Employer verifies

Your HR or payroll confirms employment and approves a small monthly salary deduction.

4

Collect your device

Once approved, your brand-new, sealed device is delivered or ready for collection.

5

Pay from salary

A small amount comes off each payday automatically, with no manual payments to remember.

6

It's yours

When your term ends and the final payment is made, the device is 100% yours to keep.

Why salary-based rent-to-own?

Traditional financing relies on credit scores and lump-sum deposits that lock many working people out. Buffalo Mobile partners with your employer instead.

Because payments come off your payslip, there's no credit check and no risk of missed payments, making approval simple and the device genuinely affordable. At the end of the term, it's yours.

Salary deduction illustration
❓ FAQ

Common questions

Do I need a good credit score?

No. Buffalo Mobile approves you based on your employment and salary, not your credit record.

How does my employer get involved?

Your HR or payroll department confirms you work there and approves a small monthly deduction from your salary. We handle the rest.

Do I own the device at the end?

Yes. Once you've completed the payments over your agreed term, the device is 100% yours to keep.

What happens if I leave my job?

We'll arrange an alternative payment plan with you so you keep your device. The specifics are covered in your agreement.

Are the devices new?

Yes, all devices are brand-new, sealed and come with the manufacturer's warranty.

Ready to get started?

Check your eligibility in two minutes.